Educate yourself about money, taxes, good debts and bad debts, inflation and retirement.

In the world, whether you are rich or poor, all have one basic problem and that is 'money.' Almost everyone has some bad and some good experience in relationship with money. Nobody is immune to problems that arise in connection with money. Either there is a problem of enough or not enough. Either there is a problem of plenty or poverty but there exists a problem, which is handled differently be different groups of people. To overcome such money problems of plenty or poverty, you need to educate yourself about money, taxes, debts, inflation, retirement and the media today.

The problems people are facing today with regard to money, inflation, taxes, debts, unemployment, poverty in the world are due to ignorance about the subject matter called money. People don't have any nice chance to learn about money, inflation, taxes, credit card debts from some reliable sources. From the point view of ordinary people, there is no information or knowledge available in abundance but there is information overload from the point view of institutes or big organizations.

These days many people have defaulted their minimum credit card payments because of high inflation, they have no money left in hand to run their families. The inflation has increased very high but the salaries haven't increased. There is no excess or plenty of cash reserved or balance in their pockets as a result they are defaulting and non-payment of the principal amount plus the interest on that are creating huge bad debts for the credit card holders today.

It is very easy to swipe the credit cards in front of our friends to look rich or comfortable but the simple error is creating a big hole in one's financial stability. The large financial institutes all over the world are earning huge profits on the ignorance of the masses. They don't educate the masses rather they expect them to be ignorant.

If you want to know how lack of financial education is causing so much problem, then you just need to turn to your neighbour or friends or family members who have no idea how to handle the credit card debts and they will tell you how badly they are screwed up today. The complains and grievances against the large financial institutes are increasing because of lack of transparency and irresponsibility.

70% of financial problems would have been avoided or solved if they had good financial education regarding money, taxes, inflation and debts. These people have academic and professional education no doubt but they lack the financial education from their perspective. They know how to work for others, pay for others and earn for others because they learned them in the schools and colleges but they didn't learn how to work for themselves, pay for themselves first and earn for themselves.

If you are interested in increasing your financial knowledge then you can actually educate yourself by gaining access to good information and knowledge. There are some good financial books which might assist you in increasing your money skills. If you haven't read about Robert Kiyosaki's books, then you must pick up his series of books, which are excellent for gaining financial wisdom. He has provided the world with very good knowledge filled financial education tools to elevate one's life financially.

At the end, it is you who can solve your money problem small or big if you increase your knowledge regarding money, taxes, inflation and debts. People who are millionaires and billionaires do know something about money system that is prevalent all over the world. In my opinion, we can play the same game of money legally and yet win over financial illiteracy. Learn and do your own research regarding the money system to live a free life in this world with great abundance and prosperity.


Alwed Ekka
Guide Coach Mentor

Maintain Your Momentum All The Time!

"Success comes from taking the initiative and following up... persisting... eloquently expressing the depth of your love. What simple action could you take today to produce a new momentum toward success in your life?" Tony Robbins

When the momentum in life is kept alive, there is harmony, order, energy, enthusiasm, confidence and positive environment everywhere. We can see the effects of momentum in our work, business, family, relationship, health, wealth and country. Everything seems to be in order and disciplined. We begin to feel phenomenal about everything that goes smoothly. We don't complain or blame things for the lack of results or effectiveness.

The momentum is very important in life, if we have some goals, dreams, vision and mission. In order to work on our mission, we need to take action daily. We perhaps have to develop the discipline in order to actualize the dreams and goals. It is possible when we keep the momentum of taking daily actions.

Those who have kept the momentum faithfully, have accomplished their goals and are proud to have a lifestyle that they wanted to have in life. Ask any busy person who is tightly scheduled, whether momentum in life is important or not. They will tell you how important role the momentum plays in our life.

There are many real examples of people who have kept their momentum and those who failed to keep the momentum. Those who had gained the momentum but were distracted, lost almost all areas of accomplishment. As long as they kept the momentum, they excelled in their specific responsibility. It is difficult to regain one's momentum when it is gone. Therefore, don't lose your momentum and focus so that you don't have to regret for being left behind.

People go broke because of not keeping the momentum of their actions. When things sail good, they stop doing the thing that helped them to feel good. For instance, people go to gym and do their daily workout to stay fit. Once they are fit, they stop going to the gym or doing the exercise as a result their momentum is broken and they begin gain back those extra pound of weights.

On the other hand, those who are successful, rich and healthy, they continue to do things that matter for them. They never lose their momentum because they know if they lost their momentum, they wouldn't be enjoying the fruits of their hard work. Thomas Edison, Henry Ford, Bill Gates, Steve Jobs, Donald Trump and others continue their activities and don't stop abruptly. They maintain the momentum and gain much rewards in life.

You can gain a lot if you keep the momentum to study, learn, read, play, work, think, plan and desire constantly to excel in life. There is a great reward for you if you maintain the momentum always. Keep in mind that success, wealth, health, happiness, love and peace come only while keeping the momentum.

Alwed Ekka
Guide Coach Mentor

Make A Right Choice Between Formal and Informal Education!

"Formal education will make you a living; self-education will make you a fortune." Jim Rohn

Today there are millions of graduates all over the world who have received their formal education from the prestigious and not so famous universities with good grades but many of them are still jobless searching for jobs and employment opportunities. These people didn't make a right choice between formal and informal education. Formal education here refers to the academic qualification while the informal education means the self-education that is undertaken by individuals to excel in life without much formal education.

The 96% of world population are well aware of the formal education system and they count on it for the living. They look for jobs to earn a living so that they could feed their family. This is the only way they know and they take up whether they like their jobs or not. As long as they get their regular paychecks to survive, they are happy about it and wish that this goes on forever. Formal education is important no doubt but that is alone not enough in this 21st century. The combination of both is perhaps the best solution to challenge the changing period of history.

It is better that the youngsters make a right choice between a living and a fortune. There is a great difference between these two. Whichever suits, you must choose that and take upon yourself the responsibility to make it happen. Working for a living is limited while working for a fortune is expansive. There is more to gain in pursuing one's fortunes than a living. Making a living doesn't require all our passion, talents and interests, it just needs our formal education to qualify for the post.

There are people who have quit their formal education and embraced informal type of education. These people are successful, rich and are having a better lifestyle. They equipped themselves through the process of self-education that they are very much qualified today to attract all the fortune that they aspire to acquire. It is their particular choice, which made them make a fortune for having a great lifestyle. They don't look for jobs rather job opportunities come in search of these highly enterprising people.


What we can do is to encourage people to take upon themselves the informal education so that they can continue to grow and improve their skills according to the changing trends. Taking upon oneself self-education for life time makes a great sense than formal education which lasts for few years. Self-education is continuous and unending. It is always updated freshly and matches with time.

Bill Gates, Steve Jobs, Michael Dell, Mark Zuckerberg, Larry Ellison and many others made a right choice between these two types of education. It is very clear what education system they chose and followed. There is freedom in choosing self-education because one works smart to make a fortune come true. In my opinion, people must learn to make a right choice for themselves and follow the decision to the full.

Alwed Ekka
Guide Coach Mentor

Follow Your Own Passion!

“Your time is limited, so don’t waste it living someone else’s life. The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle." Steve Jobs

What is your passion? What do you think you will love to do during your lifetime? Do you know anything that drives you or interests you so much that you want to put in all your efforts, time and money in it? If you don't have, find it because it is there within you for sure.

Follow your own passion and don't follow others' passions for they will never make you happy and provide you a rich lifestyle. It is important that you choose your passion and be passionate about it to pursue whole your life. I believe you can realize it like others who have followed their passions.

Let's see the people who have discovered their passions and followed them minutely.

Wright Brothers

These two brothers are the true example of following one's ultimate passion. Their love for birds and the desire to fly like birds was the ultimate passion, which prompted them to innovate machines heavier than air that could fly. They invested all their energy, money and time just to make their passion come true. Did they succeed in pursuing their passion? Of course, they did and we know how they have assisted humans to travel faster and quicker across different continents within short time.

Henry Ford

This is another person who showed an exemplary role to follow one's passion than to follow others. He wanted to design cars and help people travel across the country smoothly. Did he realize his passion? There is no doubt about it. He revolutionized the car industries and paved the way for other manufacturers to follow his footprints. Today, the passion is alive and moving all over the globe.

Bill Gates

The real example of following one's passion is Bill Gates. At early age, he discovered his passion for the computers and he went after that passion. He was very young to decide whether to follow his passion or to study others' passion. Upon listening to his intuition or gut, he decided to adhere to his own passion and the dedication to that passion has revolutionized the entire world. If he had not followed his passion, then there wouldn't be any much technological advancement. Following one's passion is the key to better life here on earth.

Steve Jobs

Another important person who loved his passion is Steve Jobs. He closely followed his heart and today you know better, who has the biggest market share in the whole world? At young age dropping out of college was not a wise decision according to conventional wisdom. He would have been a failure in the conventional world without good certificates or degrees. But he gave up the academic pursuit and dedicated his time, energy and desire following his passion. Passion is the major key to growth, happiness, abundance and satisfaction. Find out your passion and be true to it until its final day.

Mahatma Gandhi

Many of us don't know what is our passion. But we shouldn't give up the search to find our passion. Mahatma Gandhi studied law and worked as a lawyer but soon he found out that he was leaning on a wrong ladder. That was not his passion. That was his profession. He gave up his profession and decided to follow his own passion to liberate people from clutches and exploitation of British Empire. He followed vehemently his passion and succeeded in achieving the freedom he was looking for his people. When people follow their own unique passions, there is freedom, a feeling of salvation.

Thomas Edison

Thomas Edison understood the profound secret that to succeed you have to follow your own ultimate passion and that can never fail you even after many setbacks and failures. His passion was to invent the electric light bulb and failed many times. But he didn't give up his own passion for he knew there was a way out.

There are many great successful people who have followed their own passions and they are today shining in the world. They have shown us the real examples that when we follow our passion, there is no obstacles, no failures, no loss but there is only success and rewards.

Find out today, what is your passion? What do you really aspire to be, do, have and enjoy? Don't ever say, you don't have any passion or love. You have within you the passion, which you suppose to go after.

Entrepreneurs, singers, dancers, artists, sportsmen and women, designers etc. all followed their own passions. To be successful, rich and happy, you better follow your inner voice to find out your ultimate passion of life. Think of the great people all over the world and learn from them how to be true to one's passion.

Be true to your passion; follow your passion to become what you want to be and live with passion. Go after what drives you and make it a discipline to do something everyday.

Alwed Ekka
Guide Coach Mentor

Affirm, "when I Grow Up I Want To Be Rich"!

If we ask little children, "When you grow up what do you want to become?" we get the same replies as we ourselves had given when we were asked while we were little kids. The children quickly reply and say that they want to become doctors, engineers, scientists, architects, designers, artists, actor or actress, dancers or singers etc. Nobody ever dares to say' "when I grow up I want to be rich." The children are conditioned from small to go to schools to become doctors, engineers etc. so that they can get safe and secured jobs for lifetime. That is the only world, their parents know and teach their children too.

From homes to schools and colleges, the children learn only about getting good grades and secured jobs as doctors or engineers. The career guidance is given in the school but it focuses only in being employees and working for somebody. The schools and colleges don't teach people how to become rich or how to make money work for them. Instead the schools and colleges only talk about the irrelevant subjects which don't really interest the students.

When children are not taught correctly, then naturally they will become what they have been conditioned from childhood not pursuing their own passion and love. They forgo their hobbies and interests that could transform their lives and provide a great lifestyle. In my opinion, all children must say this, "When I grow up I want to become rich." When they change their mindset and thinking from jobs seeking to jobs creating or creating wealth, there will be a birth of new system in the world which could include everyone in the economic development system.

The natural talents and skills of the students are killed undeveloped and unexplored. The answers to great mysteries that surround us about the origin of universe and people could be answered if students are encouraged to go after their passions. If students choose to become rich, automatically there will be abundant atmosphere in the neighbourhood and everybody will be happy to be part of the system.

Academic institutes are part of a great conspiracy theories and they will never teach young children about money in the schools and colleges rather they will complicate things so much that the children will lose interest in pursuing them. The only way the children can learn such wise information is from the non-academic sources. The students must be left alone to decide for their future careers. If they make mistakes, they can excel more and more in life though. If they are afraid to make mistakes, they will lose everything that they have as their own.

My advice to the young people and parents would be to teach children to be rich first in this 21st century. The children must be supported enough through good education to become wealthy with good intention. The mindset must be pure and genuine. College education is not necessary to become rich, without education too a person can acquire a great wealth, if his or her intentions are good.

Honestly, I want you to say this, "When I grow up I want to be rich, I want to be multi-millionaire, I want to be a multi-billionaire in order to contribute to growth and development of the world and its people, nature and environment." It is possible to be rich if you sincerely want to be.

There is a lot of information available for you to make use of them to your best advantage. When I encourage you to choose first to become rich, there is a reason or a great purpose behind it. If I explain that now, you won't believe me. Therefore the first thing at least you can do is to desire to be rich with good intention and the rest of the things will fall in place.

When I was a kid, my parents didn't teach me to say, 'when you grow up become rich.' However my mother often reminded me of possibilities of making more and more money with less work. I am grateful for my mom because she at least planted in me a different world, a world of less work not hard work.

Therefore, learn to affirm today if you haven't had the opportunity to say,'when I grow up I want to be rich.' There is so much to achieve and do for the world if you become rich. Think about the number of people you can help and feed, if you become rich. Becoming rich is not bad or evil, remaining poor is evil and bad. In this 21st century, it is your birthright to become rich and abundant so choose to be rich for better lifestyle.

Alwed Ekka
Guide Coach Mentor

Academic Learning Institutes have become EARNING Institutes today.

Just like the rules of money changed in 1971 from gold backed currency to debt based system, the rules of education too has drastically changed in the information age today. A very large percentage of world population though still considers the industrial rules of education important and applicable and play the games of security, freedom based on academic qualification. They don't realize the truth that the rules of education have changed and the new rules have been incorporated to suit those who understand and follow the changing trends.

During the industrial age, the educational institutes were considered the centres of learning and a gateway to secured jobs, comfort and financial freedom. But the same education institutes have undergone a drastic change in their operations. The education institutes are no longer today the institutes of learning, they are the institutes of Earning profits. The 'L' is missing in learning, there is only Earning. There is no real learning or education.

Many parents look upon education institutes as gateways to find jobs. The parents who think going to schools and colleges only to find jobs have not updated their knowledge and information. These parents were either born during the industrial age or were the products of industrial age and their thinking and attitudes haven't changed over the years.

No doubt the academic schools and colleges provide foundation to the students but the staff, management and the government systems do penalize the students with tilted growth and opportunity. There is no designs for developing multi intelligence.

The cost of schools and college studies have sky-rocketed today that it seems only those with money can afford such high academic education. The tertiary industry or education has not been hit by the recent recession. The parents have been battered down with the recession but education institutes have kept their fees intact.

I see many students attend tuition classes apart from going to schools every day. One question that arises in my mind is why do they need to go for extra tuition classes when they already attend the schools? What is wrong with school system? Are the teachers not equipped enough to explain concepts during the class that the students seek private tuition? If schools are not sufficient then the students shouldn't go to schools for studies rather they should go to private academies to prepare for the exams.

A dental student recently narrated to me her plight how she was penalized by a university professor by giving her failing grades in the oral examination because she had sprayed a strong perfume. The lady professor didn't ask her any questions related to the subject instead she asked why the student had sprayed perfume and she failed her in the exam. To clear that exam, the student had to pay extra $1100 US dollars other than her 5 year course fees of $32,000 US dollars.

There is no doubt the quality of education has been deteriorated over the years. The schools and colleges don't teach the young students to think and solve the problems. They expect only the right answers for the questions that have answers.

To conclude, beware of the academic institutes which suppose to be the centres of learning are no longer the centres of learning today. The academic institutes have become the centres of Earning profits. Learning is missing at the expense of Earning. Let your children learn first and then use their learned skills to earn a living or a fortune. The choice can be theirs.

Alwed Ekka
Guide Coach Mentor

Learning is the key to better future.

No one can deny the fact that in order to see a glimpse of our better future, we need to learn all that interests us. The academic education are only the beginning and we need to begin the process of designing our own better future by continuously learning and reforming our skills.

Learning is the beginning of wealth.
If we continuously learn, then we will attract the wealth and prosperity that we seek to accomplish. We must therefore take upon ourselves the important task of learning always so that we keep our skills sharpened and ready to be used when the time demands. Those who have amassed wealth and are financially free, kept the learning momentum alive while those who are just getting by, quit after their graduation ceremony.

Learning is the beginning of health.
Learning does contribute to the improvement of our health at large. Many people are ignorant about diseases and medicines that they consume daily. Many lack the knowledge and information regarding particular diseases. For them the privilege of enjoying good health is bleak because they don't learn about health and how to stay healthy. Learning about health is indeed the beginning of living a healthy life.

Learning is the beginning of all miracles of life.
In my view, people must learn whatever they stumble upon so that the spirit of learning is vibrant and active. Learning throughout one's life is very important if we expect some miracles to happen for us. All kinds of miracles happen when we learn something everyday.

Learning allows us to design our own future.
Those who don't learn anything other than their academic education, leave their future in someone else's hands. They lose the control over their destiny and fall into anywhere without any clear direction. Learning helps us to design our own extraordinary future and live life according to our plans.

Therefore, we need to take advantage of every opportunity to learn new things and put them into use. The people who do well in life, they learn always and that they are the envy of many who don't learn at all. Learn to bring value to the market place through constant learning. Keep in mind, learning is the major key to abundant, prosperous, happy and quality life.


Alwed Ekka
Guide Coach Mentor