If people ask me whether money is important or not, my answer will be yes, money is important and it is a great leverage in the period we live today. The world has adopted the monetary systems of currency and it is important to play the games of new rules. We can't deny the fact that we don't need money.
I asked around many people and they didn't think money was important for them. Their answers were, 'oh, money is not everything.' I get their views, but they commit a fallacy regarding the importance of money as a leverage. They see from one side of the coin.
I want to talk about the importance of money and its ability as a leverage to live a better life.
1. Why money is important?
Money is important today for a number of reasons. Every body has their own unique understanding and idea about money. Each may be right in their own rights. However let's explore, why money is really important today?
As we know, people have evolved over the years in doing businesses. In the past people had barter system of exchange of goods and services, then people moved to more sophisticated system to meet the needs of the emerging economic evolution. The gold became the foundation of our modern economic system. People traded with gold because they considered it to be valuable. Then in 20th century, they took the gold standard off and created a fiat currency system to facilitate increasing business transactions. This is the current monetary system all over the world.
To own a house, car, bike, real estates, businesses etc. we need fiat currency guaranteed by the governments of the world to purchase all of them. If we don't have enough money, we can't have all that we want. The food, clothes, shelter and other luxury things could not be afforded in the absence of money. Money is very important to feed the family, kids, children and everybody. If there is no money, we can't go to the restaurant to eat nice delicacies. We can't buy lovely dresses, we can't travel to lovely places around the world, we can't build the skyscrapers. We can't construct the flyovers, the roads, the bridges, the schools, the hospitals and we can't have the computer and internet connections, mobile phones.
In short, money is important to buy what we need as well as what we want in life. There are people who think money is not everything. They are not moving with the time and not following the changing trends. They want to stay in the old civilization where there was no money at the time. For them money was not everything. Today money is car, travel, vacation, house, farm, education, health, entertainment, comfort, relaxation, satisfaction and many more.
If people don't want to use the modern technology, then for them money doesn't mean much. But I have learned through the experiences and come to the conclusion that money is important today. It is necessary to lead a good life. It is necessary to do some thing. I grew up in poverty. My parents couldn't afford a high standard of living in spite of their hard work. My father did a labouring job when I was a little boy. He hardly earned enough for the family in the beginning and my mother had nothing to cook and feed her two children. The lack of money was a big problem in our family. But as my brother and I grew up and attended the school, the situation slightly improved. We had enough food to eat, to go to school or to buy clothes etc.
I learned a valuable lesson that we shouldn't buy others' conclusion about the world, money, health, wealth, education. We must follow and make our own conclusion about them. Being born in a poor family, I understand the importance of money. Due to lack of money, my brother couldn't complete his university studies instead he made it possible for me by dropping his plans off because our parents couldn't afford university expenses though we were smart boys. Likewise, there are millions of students who lack monetary support to pursue their dreams but they can't do so because of the reason so obvious.
Money is important because it facilitates people, it educates the kids, it feeds the hungry, it buys all kinds of informative and educative books for students, it helps to travel to another country to acquire knowledge and education. I don't understand, why some people think money is not everything and it is not important. May be they have some unique stories to share. Of course, I do know their reasoning and calculation but I don't agree with them in this 21st century.
Those who think money is important, they have plenty and they can afford things that they want based on their choices. Money has become a servant for them. Money is a leverage for them to lead a prosperous life. Whether they are happy or sad, it is not the point here, the point is whether they consider money as important or not.
I have come to the conclusion that money is very important today because it is a great leverage. Money must be used, it must be circulated and if it is not circulated it is worthless. People have invented money system to assist all of us to have a great lifestyle which our creator wants us to be.
2. How money is important?
Money is important today because it has been made as the most essential commodity of modern human civilization. We are living in the greatest time of human civilization. We are technologically advanced society and we have become sophisticated in terms of business transaction, philosophy, lifestyle, education, attitudes and thoughts.
Money is like blood in our body, which circulates 24/7 and we know that if the blood doesn't circulate in our body, we won't be alive. Likewise, the circulation of money in the economy is must for any country to be alive and active economically. When there is less flow of money, there is recession or inflation and we understand how inflations, deflation, recession and depression impact the existence of human beings on this earth. People lose their jobs as a result earn no money for the family to feed on.
Since money is injected in our modern economic system, we can't deny it is not important. If we had followed gold standard, then fiat currency won't have any value. But it is the defining factor of any economy today.
3. When money is important?
Money is important throughout our life. Money is needed when we go to buy groceries, fish, chicken, meat, fruits, clothes, cars, planes, travel tickets, computers, ipods etc. Money is needed to get admission in the schools, colleges, seminars. Money is needed when we want to start businesses or make some investments in various portfolios.
Money is needed to pay for taxes, electricity, water, hospitals, roads, employees, workers and many other things. The functions of money are deeply rooted. It is everywhere. It is needed every time. It is required and used 24/7.
Do you use money to exchange something? If you do, you will know when you need it and why you need it. Religions have spoiled the people by speaking bad about money. Religious leaders have no problem, when they receive huge sums of money, but they preach or teach against money. Why do they do that? They are harming the people by discouraging them to earn decent money. The love of money is not the root of all evils in the world. Of course, there are greedy men and women, who rob or steal others' money and wealth out of jealousy, but money doesn't become bad by itself. It is the individuals who are bad because they operate on account of bad philosophy and beliefs.
4. For whom money is important?
Money is important for everybody. Money is important for a child to buy some candies, toys, books, snacks, pens or pencils. Money is important for parents to buy groceries, clothes, fruits, vegetables, to provide education fees for the children and visit the doctors when they fall sick. Money is important for the entrepreneurs who want to start new businesses or make some investments. Money is important for the governments to improve countries' infrastructure and other institutes. Money is important for religious leaders to feed their stomach, to run their organization etc. Money is important for employers to pay salaries and money is important for the employees to run and manage their respective families.
You see money is important for every body. Even the beggar needs money to survive otherwise he won't be standing by the roads to ask for some dimes. Money is important for survival and living today.
Once you have created the consciousness and understanding about money, it will be attracted to you if you consider it important in your life. So decide today to make your own conclusion about money and yearn to have abundance and prosperity in your life.
Finally, poverty is a big sin preached by the religions and it is a big issue for the governments of the world to exploit poor people for their benefits. If there were no poverty in the world, the governments wouldn't be voted to power. The educated and highly rich people don't reguire the governments in actuality, since there is a system like that they comply with the system for their advantage.
Poverty is not a mystery like God which can't be solved. It is resolvable and solvable. It can be eradicated from the face of the earth. We have enough resources. We have developed advanced technology to cultivate crops, to study the weather systems, to irrigate the fields, to finance the system we have created banking institutes but why don't we succeed in removing poverty?
Poverty is there in the world because our great political leaders and other influential figures wish things to be that way and nothing more. A scientist who is able to study about the stars, galaxies, the big bang, the black holes and understand how the universe originated, can't he study and know how poverty could be eradicated? Of course, he can but he won't because there is a system which doesn't allow the solutions.
Money is important for the poor, the old age people, the orphanage, the AIDS patients, the hungry, the sick and also for the healthy human beings. Money is important because it is a leverage to get the needful things. I guess it throws some light to the subject much debated.
Alwed Ekka
Guide Coach Mentor
Saturday, September 4, 2010
Friday, September 3, 2010
Go to school to cultivate the appetite for continuous learning and development!
Robert Kiyosaki, the best selling author of Rich Dad books series advocates increasing ones' financial IQ through financial education. According to his teaching, the rules of money have changed. Go to school so that you can get safe and secured job, save money and invest for a long term, are the old rules of money, they don't make much sense today when there exists new rules of money.
The old rules of money are obsolete today if people don't acquire financial education. Today people are still clinging to 'the old rules of money of go to school, get a job, buy a house, save, and invest in a diversified portfolio of stocks, bonds, and mutual funds.'
In this world, the only way to get education is to go to schools because schools are the recognized institutes to inculcate academic education. Many parents were brought up in the same understanding or idea and they in turn want to pass on to their children. However many children dread going to schools because their passion or desire is something else but parents don't encourage their children to pursue their unique interests.
In my opinion, children should be allowed to develop their natural appetite for learning and on going education in areas of their deep love or flair for something. The academic qualification should not be the only criteria for certifying students eligible to work or do businesses. The respective job skills could be provided for on the job training and doesn't necessarily require one to have academic certificates because the banks don't really recognize the marks cards as proofs of availing loans. I am a gold medal student, and when I approached the bank for loan, they didn't consider my high marks card. I felt pathetic about it. Anyway I learned a valuable lesson for my life.
Here I want to reflect some of the points which will enlighten a bit about the education we should have to live a better life.
1. Go to school to cultivate the appetite for continuous learning and development.
Many students go to school to get academic qualification. They only want the certificates to ascertain their academic education level. They study hard to get high grades. The main purpose of cultivating appetite for continuous learning and development gets bypassed and the focus of children is shifted in acquiring only academic or professional qualification.
The appetite for learning is not cultivated and later the children don't take upon themselves the continuous learning and development of skills. They rely only on their academic and professional qualification to succeed and they don't bother about the change of trends or rules.
Children must go to school but they must cultivate the appetite or love for learning and innovation. If they learn this skill, they will be able to reline, rewrite, renovate and re-invent themselves to meet the new economic challenges of job loss, recession or financial crisis.
2. Get a job to acquire necessary life skills.
After graduating from the university, the students straight way look for jobs to earn a living. They get jobs based on their academic and professional qualification and work hard to climb the corporate ladder of success waiting for promotion. However as the days, weeks, months and years pass by, they dread getting up and going to office every morning. The excitement of working at jobs fades away slowly and there is hardly any drive or enthusiasm to excel. They resign to laziness and just get by attitude.
The graduate students should get jobs to acquire necessary life skills of business skills, money skills, communication skills, sales skills and many more. The students' focus on earning a big money shouldn't be the only incentive to get jobs. There should be more than working for money. The students should get jobs in order to become qualified individuals not academically or professionally but by becoming attractive individuals with necessary skills.
3. Work harder on yourself than you do on your job.
Many students after getting the jobs, they busily work hard on their jobs and they have hardly time to acquire new skills or develop new areas of interests. They work hard for their employers making them richer and richer and irony is that they don't get richer or stronger or healthier. The harder they work for their employers, their health condition deteriorates further and further.
The schools and colleges don't really educate the students about building oneself. People feel they are absolutely skilful enough to excel in life but the reality is different altogether. It is advisable for all students that they must work hard on themselves meaning they should develop their communication skills, leadership skills, selling skills and other skills. If they take care of these skills, their employers can be happy enough to provide great opportunities of success and remuneration.
4. Find a job to learn skills and experiences.
When students look for jobs, they must do the jobs where they have chance of learning skills and increasing one's abilities. Jobs should be the platform for the students to get initiated into the real life circumstances. Selling skills and communication skills can be learned from direct marketing. So find a job which is suitable to learn skills and acquire experiences.
Many people look for jobs only to earn money, and when they don't get enough their desire to work for the jobs decrease along with their productivity and performance. Do the jobs that are suitable to develop your skills.
5. Pay yourself first and allocate your money for investment, saving, living, giving.
Many people after landing on jobs, they earn decent incomes to make a living. However they don't have good habits of paying themselves first, saving, investing, giving and so on. They have the habits of spending money for living only. They spend their earnings in acquiring liabilities. They invest in bad debts, which keep them indebted to the banks for life time.
The financial crisis that has hit the world today is because of poor habits. The good habit of paying oneself first a portion of one's income, can easily bail out a person from being broke. The proportionate allocation of income for living, investment, giving and saving is necessary today to fight unprecedented situations.
The schools and colleges don't teach students to pay themselves first the income that they earn from their jobs. The schools and colleges teach them to hand over the hard earned money to banks, mutual funds and other investment vehicles who steal away the greater percentage of money in commission. People pay for every one, the supermarkets, the governments, the banks, the restaurants, the airlines except themselves. They pay themselves what is left over and you know there is nothing much is left.
6. The house you live in is a liability, not asset.
People work for others and in exchange of their time, talents, energy and intelligence, they receive payments for the service rendered. The employers determine the pay scale and the employees have no much say. If they want the job with a bargain, they get the job and if they don't want the job, they get nothing for the family.
After working for some years, the graduate students settle down and buy a house to start a family, which they think is an asset. If they borrow money from the mortgage banks, for banks the house is an asset but for the borrowers, the house is a liability. For banks, there is a constant cash flow of money in their accounts and for the borrowers, the money is flowing out of their bank account every month. That means their bank balance is depleting day by day while paying the mortgage.
However, if people buy the house purely for investment purpose, they can turn their house into asset by renting the house for the tenants. The tenants pay for the mortgage and the owner pockets the remaining cash flow as his asset to be invested in other assets that would bring more money in than out.
7. Choose to be in good debts not bad debts.
Today's financial crisis occurred because of inflated bad debts by individual borrowers who could not repay the loan amounts. People tend to be in bad debts rather than good debts. They buy cars, luxury items or things that don't appreciate in value rather the things whose values go down as the time passes. People use their easily accessible credit cards to make unnecessary purchases and for which they default the payment, as a result they have to pay more for the interest.
Good debts are those which help you to acquire assets that would bring cash flow in your pockets rather than take money out of your pockets. Investing in assets, is a wise way to enjoy financial abundance and prosperity.
8. Don't live below your means instead raise your standard of living.
Many financial gurus advise their investors to live below their means to save money so that they can hand over the money to the experts in mutual fund or stock markets who would siphon off the money little by little in the form of commissions. They tell others to live below the means so that they can afford a high standard of life by getting paid more commissions.
Why should you not live a high standard of life when you work hard and earn so much money? What many people lack is the financial education, which they didn't learn in the schools and colleges. They were after the academic certificates and professional qualification and acquiring financial education didn't matter much at the time. But now, when they are no longer in the schools and colleges, the financial education or financial IQ is required very much to make the lifestyle possible.
These students didn't develop the appetite for continuous learning, and they don't want to learn to increase the financial IQ because they think it is too late. More than that, they don't have the appetite and habit to learn new skills, which they could easily do if they are willing.
Many people who graduate from the schools don't have written goals to achieve later in life. When they don't have goals and plans, they end up living below the means like all other people who are in the rat race.
9. Invest in businesses you know well.
People lack financial education and they don't know what is asset and liability, what is good debt and bad debt, and they don't have a desire or appetite for learning to acquire information regarding the investment portfolios.
Learn to invest in businesses you understand and know well after studying the facts and figures of balance sheet of a company. Unlike schools and colleges, investment has no ready made answers. There are no right or wrong answers until the final result. There are books and seminars where people who have developed the appetite for learning can get access to them and reap the highest benefits possible.
Study, learn, acquire information and associate with people who are engaged in businesses and investments to learn from their experiences and insights before investing in any portfolios.
10. Create a new prosperous future living your dreams.
Before you go to schools or colleges, ask yourself questions, why do you want to join the school or colleges? What would you get from the schools and colleges? Who do you want to become and what do you want to pursue? Make yourself clear and definite about your goals and then go ahead and join the schools or colleges to make your dreams come true.
When you move ahead with your goals in mind, you will develop the appetite for continuous learning and development, which in turn will make your dreams achievable for you. Once you achieve your dreams, you can create a financially prosperous future for yourself. You can live the dreams.
Finally increase your financial IQ so that you can play with the new rules of economy today and obtain the maximum benefits. Schools and colleges are necessary, but the academic education alone will not work miracles for you. You need to become attractive in skills and talents to enjoy the best things of life.
Set goals, think big, think about what you want most of the time, visualize, imagine and affirm the very things that you desire to accomplish. Be selfish first to develop your skills through ongoing learnings.
Alwed Ekka
Guide Coach Mentor
The old rules of money are obsolete today if people don't acquire financial education. Today people are still clinging to 'the old rules of money of go to school, get a job, buy a house, save, and invest in a diversified portfolio of stocks, bonds, and mutual funds.'
In this world, the only way to get education is to go to schools because schools are the recognized institutes to inculcate academic education. Many parents were brought up in the same understanding or idea and they in turn want to pass on to their children. However many children dread going to schools because their passion or desire is something else but parents don't encourage their children to pursue their unique interests.
In my opinion, children should be allowed to develop their natural appetite for learning and on going education in areas of their deep love or flair for something. The academic qualification should not be the only criteria for certifying students eligible to work or do businesses. The respective job skills could be provided for on the job training and doesn't necessarily require one to have academic certificates because the banks don't really recognize the marks cards as proofs of availing loans. I am a gold medal student, and when I approached the bank for loan, they didn't consider my high marks card. I felt pathetic about it. Anyway I learned a valuable lesson for my life.
Here I want to reflect some of the points which will enlighten a bit about the education we should have to live a better life.
1. Go to school to cultivate the appetite for continuous learning and development.
Many students go to school to get academic qualification. They only want the certificates to ascertain their academic education level. They study hard to get high grades. The main purpose of cultivating appetite for continuous learning and development gets bypassed and the focus of children is shifted in acquiring only academic or professional qualification.
The appetite for learning is not cultivated and later the children don't take upon themselves the continuous learning and development of skills. They rely only on their academic and professional qualification to succeed and they don't bother about the change of trends or rules.
Children must go to school but they must cultivate the appetite or love for learning and innovation. If they learn this skill, they will be able to reline, rewrite, renovate and re-invent themselves to meet the new economic challenges of job loss, recession or financial crisis.
2. Get a job to acquire necessary life skills.
After graduating from the university, the students straight way look for jobs to earn a living. They get jobs based on their academic and professional qualification and work hard to climb the corporate ladder of success waiting for promotion. However as the days, weeks, months and years pass by, they dread getting up and going to office every morning. The excitement of working at jobs fades away slowly and there is hardly any drive or enthusiasm to excel. They resign to laziness and just get by attitude.
The graduate students should get jobs to acquire necessary life skills of business skills, money skills, communication skills, sales skills and many more. The students' focus on earning a big money shouldn't be the only incentive to get jobs. There should be more than working for money. The students should get jobs in order to become qualified individuals not academically or professionally but by becoming attractive individuals with necessary skills.
3. Work harder on yourself than you do on your job.
Many students after getting the jobs, they busily work hard on their jobs and they have hardly time to acquire new skills or develop new areas of interests. They work hard for their employers making them richer and richer and irony is that they don't get richer or stronger or healthier. The harder they work for their employers, their health condition deteriorates further and further.
The schools and colleges don't really educate the students about building oneself. People feel they are absolutely skilful enough to excel in life but the reality is different altogether. It is advisable for all students that they must work hard on themselves meaning they should develop their communication skills, leadership skills, selling skills and other skills. If they take care of these skills, their employers can be happy enough to provide great opportunities of success and remuneration.
4. Find a job to learn skills and experiences.
When students look for jobs, they must do the jobs where they have chance of learning skills and increasing one's abilities. Jobs should be the platform for the students to get initiated into the real life circumstances. Selling skills and communication skills can be learned from direct marketing. So find a job which is suitable to learn skills and acquire experiences.
Many people look for jobs only to earn money, and when they don't get enough their desire to work for the jobs decrease along with their productivity and performance. Do the jobs that are suitable to develop your skills.
5. Pay yourself first and allocate your money for investment, saving, living, giving.
Many people after landing on jobs, they earn decent incomes to make a living. However they don't have good habits of paying themselves first, saving, investing, giving and so on. They have the habits of spending money for living only. They spend their earnings in acquiring liabilities. They invest in bad debts, which keep them indebted to the banks for life time.
The financial crisis that has hit the world today is because of poor habits. The good habit of paying oneself first a portion of one's income, can easily bail out a person from being broke. The proportionate allocation of income for living, investment, giving and saving is necessary today to fight unprecedented situations.
The schools and colleges don't teach students to pay themselves first the income that they earn from their jobs. The schools and colleges teach them to hand over the hard earned money to banks, mutual funds and other investment vehicles who steal away the greater percentage of money in commission. People pay for every one, the supermarkets, the governments, the banks, the restaurants, the airlines except themselves. They pay themselves what is left over and you know there is nothing much is left.
6. The house you live in is a liability, not asset.
People work for others and in exchange of their time, talents, energy and intelligence, they receive payments for the service rendered. The employers determine the pay scale and the employees have no much say. If they want the job with a bargain, they get the job and if they don't want the job, they get nothing for the family.
After working for some years, the graduate students settle down and buy a house to start a family, which they think is an asset. If they borrow money from the mortgage banks, for banks the house is an asset but for the borrowers, the house is a liability. For banks, there is a constant cash flow of money in their accounts and for the borrowers, the money is flowing out of their bank account every month. That means their bank balance is depleting day by day while paying the mortgage.
However, if people buy the house purely for investment purpose, they can turn their house into asset by renting the house for the tenants. The tenants pay for the mortgage and the owner pockets the remaining cash flow as his asset to be invested in other assets that would bring more money in than out.
7. Choose to be in good debts not bad debts.
Today's financial crisis occurred because of inflated bad debts by individual borrowers who could not repay the loan amounts. People tend to be in bad debts rather than good debts. They buy cars, luxury items or things that don't appreciate in value rather the things whose values go down as the time passes. People use their easily accessible credit cards to make unnecessary purchases and for which they default the payment, as a result they have to pay more for the interest.
Good debts are those which help you to acquire assets that would bring cash flow in your pockets rather than take money out of your pockets. Investing in assets, is a wise way to enjoy financial abundance and prosperity.
8. Don't live below your means instead raise your standard of living.
Many financial gurus advise their investors to live below their means to save money so that they can hand over the money to the experts in mutual fund or stock markets who would siphon off the money little by little in the form of commissions. They tell others to live below the means so that they can afford a high standard of life by getting paid more commissions.
Why should you not live a high standard of life when you work hard and earn so much money? What many people lack is the financial education, which they didn't learn in the schools and colleges. They were after the academic certificates and professional qualification and acquiring financial education didn't matter much at the time. But now, when they are no longer in the schools and colleges, the financial education or financial IQ is required very much to make the lifestyle possible.
These students didn't develop the appetite for continuous learning, and they don't want to learn to increase the financial IQ because they think it is too late. More than that, they don't have the appetite and habit to learn new skills, which they could easily do if they are willing.
Many people who graduate from the schools don't have written goals to achieve later in life. When they don't have goals and plans, they end up living below the means like all other people who are in the rat race.
9. Invest in businesses you know well.
People lack financial education and they don't know what is asset and liability, what is good debt and bad debt, and they don't have a desire or appetite for learning to acquire information regarding the investment portfolios.
Learn to invest in businesses you understand and know well after studying the facts and figures of balance sheet of a company. Unlike schools and colleges, investment has no ready made answers. There are no right or wrong answers until the final result. There are books and seminars where people who have developed the appetite for learning can get access to them and reap the highest benefits possible.
Study, learn, acquire information and associate with people who are engaged in businesses and investments to learn from their experiences and insights before investing in any portfolios.
10. Create a new prosperous future living your dreams.
Before you go to schools or colleges, ask yourself questions, why do you want to join the school or colleges? What would you get from the schools and colleges? Who do you want to become and what do you want to pursue? Make yourself clear and definite about your goals and then go ahead and join the schools or colleges to make your dreams come true.
When you move ahead with your goals in mind, you will develop the appetite for continuous learning and development, which in turn will make your dreams achievable for you. Once you achieve your dreams, you can create a financially prosperous future for yourself. You can live the dreams.
Finally increase your financial IQ so that you can play with the new rules of economy today and obtain the maximum benefits. Schools and colleges are necessary, but the academic education alone will not work miracles for you. You need to become attractive in skills and talents to enjoy the best things of life.
Set goals, think big, think about what you want most of the time, visualize, imagine and affirm the very things that you desire to accomplish. Be selfish first to develop your skills through ongoing learnings.
Alwed Ekka
Guide Coach Mentor
Thursday, September 2, 2010
Be watchful, only some people really want you to succeed!
In the New Testament of the Bible, when I read about Jesus and his teaching, the one thing that really catches my attention is this: when Jesus began his mission to preach the good news, many people didn't follow him and didn't listen to him. They instead tried to stop him from teaching the people who needed some guidance, direction, confidence and motivation to live a better life. There have been obstacles in Jesus' way but those obstacles didn't deter him. He was not diverted away from his mission, rather focused deeply on accomplishing it.
There will be similar case in your life too. You may have wonderful dreams, goals and desires to achieve but then there will be people around you who would never like you to be successful and do what you desire to do. They would interfere you every way possible, but you got to be strong and focused in your mission to pursue the ultimate life purpose.
Mahatma Gandhi, a great man, I personally have a great regard for him. I like the way he was focused and persevered in accomplishing his mission to provide freedom for his people. He worked hard, suffered the mistreatment and faced astute opposition and betrayal from his own people. There were people during his time who didn't want him to succeed in achieving freedom. However his own hard work, faith, determination, discipline and courage gave him what he wanted.
Our well meaning friends with whom we associate on a daily basis, don't really expect you to be more successful than them. They want you to do just good or not so good as long as you are their friends. There is no friendship as such without giving, taking and losing. To sustain your attachment with such people, may not push you forward towards your goals.
Therefore, the best thing that you can do is to be watchful of those people who really don't wish you succeed in life. If you continue to associate with such people, you won't be making any progress in life. You won't be accomplishing your goals. You won't be learning new skills. You won't be joining the gym. You won't be living your dreams. It is better that you change your circle of friends and look for people who really support, encourage and empower you to go for the dreams and goals. These kinds of people are hard to find today. You got to be seeking all the time and if you find them, treat them well, learn about them and their business or philosophy. They will really uplift and assist you reach where you want to go.
If Bill Gates, Steve Jobs and Michael Dell had paid attention to those discouraging voices from their own people, they would not have created giant industries in the world. We wouldn't have known about them. They would have been same like the rest of the crowd. The interesting part is they were definite about their passion or goals as a result their goals became definite about them. Don't listen to others' saying, it is their opinions. They are making opinions based on their conclusion of the reality, which is not your own conclusion. You may not agree with them because your conclusion or experience shows a possibility. Always believe in your own reasoning, conclusion, assessment and experiences. Don't follow what others say based on their conclusion.
When people are there to pull you down, you must apply the law of opposites. The more they don't want you to succeed, greater and more intensive should be your drive to succeed. If you have this attitude you will succeed in life no matter what happens to you. The more people oppose me, the greater I feel I get the opportunity and advantage to succeed.
Learn to set your goals, write them down because writing helps you to be certain and definite about your goals, once you become definite about your goals, you will draw closer and closer towards your dreams. When you have written down your goals, you can easily challenge those who don't want to succeed because your goals will guide you, direct you, propel you and motivate you to venture ahead.
Alwed Ekka
Guide Coach Mentor
There will be similar case in your life too. You may have wonderful dreams, goals and desires to achieve but then there will be people around you who would never like you to be successful and do what you desire to do. They would interfere you every way possible, but you got to be strong and focused in your mission to pursue the ultimate life purpose.
Mahatma Gandhi, a great man, I personally have a great regard for him. I like the way he was focused and persevered in accomplishing his mission to provide freedom for his people. He worked hard, suffered the mistreatment and faced astute opposition and betrayal from his own people. There were people during his time who didn't want him to succeed in achieving freedom. However his own hard work, faith, determination, discipline and courage gave him what he wanted.
Our well meaning friends with whom we associate on a daily basis, don't really expect you to be more successful than them. They want you to do just good or not so good as long as you are their friends. There is no friendship as such without giving, taking and losing. To sustain your attachment with such people, may not push you forward towards your goals.
Therefore, the best thing that you can do is to be watchful of those people who really don't wish you succeed in life. If you continue to associate with such people, you won't be making any progress in life. You won't be accomplishing your goals. You won't be learning new skills. You won't be joining the gym. You won't be living your dreams. It is better that you change your circle of friends and look for people who really support, encourage and empower you to go for the dreams and goals. These kinds of people are hard to find today. You got to be seeking all the time and if you find them, treat them well, learn about them and their business or philosophy. They will really uplift and assist you reach where you want to go.
If Bill Gates, Steve Jobs and Michael Dell had paid attention to those discouraging voices from their own people, they would not have created giant industries in the world. We wouldn't have known about them. They would have been same like the rest of the crowd. The interesting part is they were definite about their passion or goals as a result their goals became definite about them. Don't listen to others' saying, it is their opinions. They are making opinions based on their conclusion of the reality, which is not your own conclusion. You may not agree with them because your conclusion or experience shows a possibility. Always believe in your own reasoning, conclusion, assessment and experiences. Don't follow what others say based on their conclusion.
When people are there to pull you down, you must apply the law of opposites. The more they don't want you to succeed, greater and more intensive should be your drive to succeed. If you have this attitude you will succeed in life no matter what happens to you. The more people oppose me, the greater I feel I get the opportunity and advantage to succeed.
Learn to set your goals, write them down because writing helps you to be certain and definite about your goals, once you become definite about your goals, you will draw closer and closer towards your dreams. When you have written down your goals, you can easily challenge those who don't want to succeed because your goals will guide you, direct you, propel you and motivate you to venture ahead.
Alwed Ekka
Guide Coach Mentor
Wednesday, September 1, 2010
Have the prosperity you want!
Prosperity must be experienced in all three areas of planes. The three planes are physical, mental and spiritual. These three planes can be ordered in this form- first, comes the spiritual plane, second the mental plane and third the physical plane.
Of course many people like to follow this way, they want to see immediate results on physical plane and when they don’t see the results they are looking for, they get disappointed and frustrated in life. They then fall into mental plane where the idea of poverty, idea of lack, idea of not having enough, idea of not having cars, flats, fat bank accounts etc demotivate them. They get withdrawn and lose hope. When they are very sad facing such bad circumstance, they seek God for help in the spiritual plane. God can do nothing more than to give a shelter in the church but nothing will change because the person has resigned to his destiny.
1. Spiritual Plane
“To live fully on the spiritual plane of life, you need time for quiet contemplation; for meditation, prayer, spiritual study, attendance at churches, lectures and satisfying association with others on the spiritual path.” Catherine Ponder
Prosperity, abundance and great wealth is accomplished first in the spiritual plane because the spiritual plane is conscious and the prosperity gets manifested first in the conscious universe where the universe is always in connection with our spirit. It is in spiritual plane that we must set goals, dreams, set our visions, clear our mission and get our ultimate purpose. If you program yourselves for all the good things that you desire, you can get it because they exist already in the spiritual plane. You just need to prepare your mind to go after.
2. Mental Plane
“You cannot live fully on the mental plane without satisfying creative mental activity; without books and time to enjoy them; without time to enjoy music, art, other cultural interests; without opportunity and money for travel an intellectual association with others of similar interests.” Catherine Ponder
Once you have created prosperity, health and happiness consciousness in spiritual plane, you can easily do the homework to create mental images of prosperity and affirm it by repetition. The thoughts and ideas of prosperity that you hold in your mind, will begin to manifest in the real world. The more you think about the prosperity, health and happiness, the closer you will be reaching in order to have them.
3. Physical Plane
“You cannot live fully on the physical plane without proper food, comfortable clothing, warm shelter and without freedom from excessive toil.” Catherin Ponder
When you have created in the consciousness of spirit, the prosperity, health and happiness and then thought about the prosperity, health and happiness all the while in your mind longingly, then the next step of manifestation of prosperity will be easy.
The results, goals, dreams and objectives that you set in your spiritual plane will be manifested in the physical plane. You must practice here patience and delayed gratification because not all your goals will be realized at one time. Things will come true as the time comes and as you continue to follow these steps.
Goals need to be set and they need to be programmed in your unconscious part of your brain through meditation, affirmation, visualization and thinking. Spiritual plane is of higher order and once it is programmed and passed over to the mental plane as good pictures or thoughts and ideas, the results at the physical plane will be manifested automatically for you.
Alwed Ekka
Guide Coach Mentor
Of course many people like to follow this way, they want to see immediate results on physical plane and when they don’t see the results they are looking for, they get disappointed and frustrated in life. They then fall into mental plane where the idea of poverty, idea of lack, idea of not having enough, idea of not having cars, flats, fat bank accounts etc demotivate them. They get withdrawn and lose hope. When they are very sad facing such bad circumstance, they seek God for help in the spiritual plane. God can do nothing more than to give a shelter in the church but nothing will change because the person has resigned to his destiny.
1. Spiritual Plane
“To live fully on the spiritual plane of life, you need time for quiet contemplation; for meditation, prayer, spiritual study, attendance at churches, lectures and satisfying association with others on the spiritual path.” Catherine Ponder
Prosperity, abundance and great wealth is accomplished first in the spiritual plane because the spiritual plane is conscious and the prosperity gets manifested first in the conscious universe where the universe is always in connection with our spirit. It is in spiritual plane that we must set goals, dreams, set our visions, clear our mission and get our ultimate purpose. If you program yourselves for all the good things that you desire, you can get it because they exist already in the spiritual plane. You just need to prepare your mind to go after.
2. Mental Plane
“You cannot live fully on the mental plane without satisfying creative mental activity; without books and time to enjoy them; without time to enjoy music, art, other cultural interests; without opportunity and money for travel an intellectual association with others of similar interests.” Catherine Ponder
Once you have created prosperity, health and happiness consciousness in spiritual plane, you can easily do the homework to create mental images of prosperity and affirm it by repetition. The thoughts and ideas of prosperity that you hold in your mind, will begin to manifest in the real world. The more you think about the prosperity, health and happiness, the closer you will be reaching in order to have them.
3. Physical Plane
“You cannot live fully on the physical plane without proper food, comfortable clothing, warm shelter and without freedom from excessive toil.” Catherin Ponder
When you have created in the consciousness of spirit, the prosperity, health and happiness and then thought about the prosperity, health and happiness all the while in your mind longingly, then the next step of manifestation of prosperity will be easy.
The results, goals, dreams and objectives that you set in your spiritual plane will be manifested in the physical plane. You must practice here patience and delayed gratification because not all your goals will be realized at one time. Things will come true as the time comes and as you continue to follow these steps.
Goals need to be set and they need to be programmed in your unconscious part of your brain through meditation, affirmation, visualization and thinking. Spiritual plane is of higher order and once it is programmed and passed over to the mental plane as good pictures or thoughts and ideas, the results at the physical plane will be manifested automatically for you.
Alwed Ekka
Guide Coach Mentor
Tuesday, August 31, 2010
Our Personal Philosophy Determines our Future Successes and Failures!
Jim Rohn, the great American success philosopher, speaker and personal development guru said once that personal philosophy is like the set of the sail. Personal philosophy is the foundation of success and failures in life. Everything that we experience on a daily basis or the books we read, seminars we attend, people we associate, the work we do, the country we live in and education and information that we acquire, all determine our personal success and failures.
I didn't get convince when Jim Rohn said that our personal philosophy determines our success and failures, instead I went ahead and meditated on this insight myself to ascertain its validity and truthfulness. And the better things began to occur in my life when I worked hard to form my genuine personal philosophy. I am convinced today that our personal philosophy is major determining factor of success and failures in life.
Ever since we were little children, we got multitude of inputs about life, people, health, wealth, success, failures, richness, poverty, money, government, jobs, education, relationship, happiness and freedom. We formed our unique views regarding ourselves, our capabilities, intelligence, beliefs, values etc. and they in turn permitted us to act according to our programmed beliefs and attitudes.
Many successful people have built their own philosophy and their individual philosophy which set the sail towards greater abundance, achievement and goals. People who don't have a clear personal philosophy, they drift away in any direction and they don't arrive where they actually intend to reach because their philosophy doesn't permit them to reach there.
I am working hard to form a good personal philosophy which will really guide me towards the success that I look forward to get in my life. I am putting in enough efforts to make some correction in disciplines, learn new mindsets, and programming my mind to accomplish those results which I have in my mind.
Personal philosophy can be positive or negative and the results too correspond to the nature of one's philosophy. You must be very clear about what you want in life and based on that you must develop your philosophy. Philosophy is the main guiding principle for you and it leads you to the direction you want to travel. You can't say I want to travel to any direction because you can end up no where.
Your philosophy will influence how much you achieve in life and how less you succeed in life. If you are struggling at the moment then you know what to do. You need to correct, review, reline, revise and rewrite your personal philosophy so that all the mental barriers can be eliminated.
Philosophy is nothing but one's thinking. You must think in ways that will promise whatever you desire deeply. Philosophy helps one to think in accordance with goals, dreams, vision and purpose. Philosophy is like a newly built road on which you must drive your car smoothly towards particular direction which you have decided.
So take up the responsibility to form your working philosophy so that you accomplish all that you desire and hope to enjoy your life to the full. Accomplishment of things desired, lead to greater happiness because you value those things. Think about your goals, health, lifestyle and happiness and you will be living that lifestyle soon.
Alwed Ekka
Guide Coach Mentor
I didn't get convince when Jim Rohn said that our personal philosophy determines our success and failures, instead I went ahead and meditated on this insight myself to ascertain its validity and truthfulness. And the better things began to occur in my life when I worked hard to form my genuine personal philosophy. I am convinced today that our personal philosophy is major determining factor of success and failures in life.
Ever since we were little children, we got multitude of inputs about life, people, health, wealth, success, failures, richness, poverty, money, government, jobs, education, relationship, happiness and freedom. We formed our unique views regarding ourselves, our capabilities, intelligence, beliefs, values etc. and they in turn permitted us to act according to our programmed beliefs and attitudes.
Many successful people have built their own philosophy and their individual philosophy which set the sail towards greater abundance, achievement and goals. People who don't have a clear personal philosophy, they drift away in any direction and they don't arrive where they actually intend to reach because their philosophy doesn't permit them to reach there.
I am working hard to form a good personal philosophy which will really guide me towards the success that I look forward to get in my life. I am putting in enough efforts to make some correction in disciplines, learn new mindsets, and programming my mind to accomplish those results which I have in my mind.
Personal philosophy can be positive or negative and the results too correspond to the nature of one's philosophy. You must be very clear about what you want in life and based on that you must develop your philosophy. Philosophy is the main guiding principle for you and it leads you to the direction you want to travel. You can't say I want to travel to any direction because you can end up no where.
Your philosophy will influence how much you achieve in life and how less you succeed in life. If you are struggling at the moment then you know what to do. You need to correct, review, reline, revise and rewrite your personal philosophy so that all the mental barriers can be eliminated.
Philosophy is nothing but one's thinking. You must think in ways that will promise whatever you desire deeply. Philosophy helps one to think in accordance with goals, dreams, vision and purpose. Philosophy is like a newly built road on which you must drive your car smoothly towards particular direction which you have decided.
So take up the responsibility to form your working philosophy so that you accomplish all that you desire and hope to enjoy your life to the full. Accomplishment of things desired, lead to greater happiness because you value those things. Think about your goals, health, lifestyle and happiness and you will be living that lifestyle soon.
Alwed Ekka
Guide Coach Mentor
Monday, August 30, 2010
Graduate from rote learning!
The schools and college systems make the simplest subjects so complicated that the students lose interests in serious studies. No teacher, or professor tries to explain to the students in simple, basic and understandable language rather they show off their smartness be making things difficult for pupils to comprehend. They don't apply the concepts with the real life examples which can easily remove the doubts of students.
When the subjects become so complicated and beyond understanding capacity, the students have no better choice than to learn by memorizing. The rote learning is the only available choice for most students when concepts are hard to crack. Actually all students can't study well by rote learning. There is a drawback in the present education system all over the world.
Students must learn by understanding the concepts with examples so that the insights carry some deep meaning for students. Students' careers are determined by rote learning and the job markets really acknowledge the present school system too. Those who gain high grades by rote learning are thought to be smart and intelligent and are given high paying jobs.
I think certificates and marks card should not be the only criteria for getting jobs. Students' other capabilities have to be identified and understood before labelling some students clever and others dumb.
Anyway, students must graduate from rote learning and learn instead through practical application with establishing some connections through accurate examples. Students are born wise, clever and capable, so they possess the necessary skills to make the subjects simple and easier.
Alwed Ekka
Guide Coach Mentor
When the subjects become so complicated and beyond understanding capacity, the students have no better choice than to learn by memorizing. The rote learning is the only available choice for most students when concepts are hard to crack. Actually all students can't study well by rote learning. There is a drawback in the present education system all over the world.
Students must learn by understanding the concepts with examples so that the insights carry some deep meaning for students. Students' careers are determined by rote learning and the job markets really acknowledge the present school system too. Those who gain high grades by rote learning are thought to be smart and intelligent and are given high paying jobs.
I think certificates and marks card should not be the only criteria for getting jobs. Students' other capabilities have to be identified and understood before labelling some students clever and others dumb.
Anyway, students must graduate from rote learning and learn instead through practical application with establishing some connections through accurate examples. Students are born wise, clever and capable, so they possess the necessary skills to make the subjects simple and easier.
Alwed Ekka
Guide Coach Mentor
Sunday, August 29, 2010
Follow your own passion and love!
According to me, people who have accomplished great successes in life became successful because they followed their own passion and love. They did what they loved or they loved what they did. These two ways made people scale up in their career, profession and business ventures.
In the schools and colleges students study mainly to get jobs or pursue the studies that they don't really want to continue but because of their parents, they take up any subjects their parents want them to study. The students don't really make the choice of studying as per their desires. If they choose according to their heart or passion, it seems illogical to their parents and children don't want to hurt their parents further, they eventually accept whatever their guardians tell them so.
I am very much fond of Bill Gates, Steve Jobs, Michael Dell, Richard Branson and many other successful men and women who went after their ultimate passion and love and made themselves super winners. They could be real winners in their lives because of the power of their passion or love. They learned about their love and paid enough attention to invest time and energy. They had clarity of their goals and dreams and because of this clarity, they were able to focus on their passion. Since they focused all their attention on their love, they built momentums and disciplines, which finally turned them into achievers.
The person whose passion was in musics, songs, acting, arts, photographies, writing, speaking, teaching, investing, enterprising etc, did follow their unique passion and today they are considered lucky by the world. In reality, everyone could be called lucky, provided they all pursue their passion and ultimate love. People must first qualify by learning and studying about their particular areas of interests and hobbies and then they can go on to become big in life.
I would encourage everyone to find your niche, the passion or the ultimate love of your life and follow it 24/7. You can get all that you want in your life. But first you must do your homework.
Alwed Ekka
Guide Coach Mentor
In the schools and colleges students study mainly to get jobs or pursue the studies that they don't really want to continue but because of their parents, they take up any subjects their parents want them to study. The students don't really make the choice of studying as per their desires. If they choose according to their heart or passion, it seems illogical to their parents and children don't want to hurt their parents further, they eventually accept whatever their guardians tell them so.
I am very much fond of Bill Gates, Steve Jobs, Michael Dell, Richard Branson and many other successful men and women who went after their ultimate passion and love and made themselves super winners. They could be real winners in their lives because of the power of their passion or love. They learned about their love and paid enough attention to invest time and energy. They had clarity of their goals and dreams and because of this clarity, they were able to focus on their passion. Since they focused all their attention on their love, they built momentums and disciplines, which finally turned them into achievers.
The person whose passion was in musics, songs, acting, arts, photographies, writing, speaking, teaching, investing, enterprising etc, did follow their unique passion and today they are considered lucky by the world. In reality, everyone could be called lucky, provided they all pursue their passion and ultimate love. People must first qualify by learning and studying about their particular areas of interests and hobbies and then they can go on to become big in life.
I would encourage everyone to find your niche, the passion or the ultimate love of your life and follow it 24/7. You can get all that you want in your life. But first you must do your homework.
Alwed Ekka
Guide Coach Mentor
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